Superannuation

Downsizer Contributions and the Main Residence Exemption

Downsizer contributions allow eligible homeowners to contribute up to $300,000 to super after selling their home. Understanding how the main residence exemption applies is critical to getting it right.

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Downsizer Contributions and the Main Residence Exemption
( Posted in: Community )

Know the Rules Before You Break Them: Why SMSF Education Matters More Than Ever

SMSF education is essential for trustees. Understanding SISA rules helps prevent breaches, reduce penalties and protect retirement savings by identifying compliance risks early.

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Know the Rules Before You Break Them: Why SMSF Education Matters More Than Ever
( Posted in: SMSF )

Super Tax Shake-Up: Big Balances Beware

The Government’s revised Division 296 super tax targets earnings on very large balances with a simpler, tiered model and a start date of 1 July 2026. Learn what changes, who is affected, and how to plan.

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Super Tax Shake-Up: Big Balances Beware
( Posted in: Tax )

Accessing superannuation funds for medical treatment or financial hardship

Superannuation can be accessed early only in limited cases such as financial hardship or compassionate grounds. This article explains the conditions, ATO requirements, and risks of doing so incorrectly.

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Accessing superannuation funds for medical treatment or financial hardship
( Posted in: Community )

Superannuation rates and thresholds updates

From 1 July 2025, the super guarantee rate 12% officially applies to all eligible employees. This change impacts payroll software, employment contracts, and cash flow. Employers must ensure compliance to avoid penalties and missed tax deductions.

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Superannuation rates and thresholds updates
( Posted in: Tax )

Div 296 super tax and practical things to consider

The proposed Division 296 super tax applies to individuals with over $3 million in superannuation. Understand the tax rules, examples, and how to prepare.

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 Div 296 super tax and practical things to consider
( Posted in: Tax )

SMSF Tax Deductions: What You Can (and Can't) Claim

Get clear on SMSF tax deductions with our guide on what your self-managed super fund can legitimately claim and what it can’t.

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SMSF Tax Deductions: What You Can (and Can't) Claim
( Posted in: SMSF )

Spouse super contributions - what are the benefits?

Spouse super contributions can boost retirement savings and reduce tax. Learn who’s eligible and how to make the most of the rules.

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Spouse super contributions - what are the benefits?