Archive for category: Strategic Financial Advice

News

How to control debt so it doesn’t control you

The money people owe, in comparison to the money they earn has almost tripled in Australia over the last two decades, with average household debt currently sitting at around $245,000[1].

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How to control debt so it doesn’t control you

Government pulls back on proposed changes to super

The government has announced changes to three key 2016 Federal Budget proposals—the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions.

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Government pulls back on proposed changes to super

Five ways to create a reliable income in retirement

With interest rates at record lows and little chance of a change in sight, creating a reliable income in retirement can be challenging.

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Five ways to create a reliable income in retirement

A Will isn’t always the way

You would have heard the saying: “where there’s a will, there’s a way”.

This statement is usually used to encourage people who are losing enthusiasm for a task or goal. But it also reflects the way many people feel about estate planning.

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A Will isn’t always the way

The new Australian lifestyle isn’t so average

Overseas holidays, new cars and having the latest technology aren’t considered luxuries anymore, but are standard lifestyle expectations of the new ‘average’ Australian, according to research by MLC.

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The new Australian lifestyle isn’t so average

Are you part of the sandwich generation?

The ‘sandwich generation’ is a term used to describe people typically in their 40s and 50s who are caught between the demands of caring for ageing parents as well as their own dependent children. 

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Are you part of the sandwich generation?

Why a budget isn’t about sacrifice

For most of us ‘spending’ is the first thing that springs to mind when we have money. So when a financial adviser suggests the idea of having a ‘budget’ most of us recoil in horror. 

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Why a budget isn’t about sacrifice

Financial scams target over 50’s

Australians aged over 55 who may be looking for ramped up returns are most likely to fall prey to scams. Over the last year 105,000 Australians have fallen victim to financial scams...

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Financial scams target over 50’s