Retirement Planning

Do You Need An Advanced Care Plan?

Do You Need An Advanced Care Plan?

Did you know that Australia has a Government organisation known as the Australian Digital Health Agency? This is the organisation managing all of our My Health Records and can also be the repository of your Advance Care Planning document (ACP).

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( Posted in: Living Estate Planning )

Role-Reversal: When Your Parents Are Relying On You

Role-Reversal: When Your Parents Are Relying On You

In the later stages of life, many seniors want to stay independent for as long as possible, but there usually comes a time when they need more support. So how can you do more for your parents to keep them safe and comfortable, without taking away their sense of independence and dignity? Here are some practical tips to guide you through the process and minimise stress for everyone involved:

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Retire On Your Own Terms

Retire On Your Own Terms

Retirement should be the start of a new chapter in your life – perhaps the most exciting of all. The big question, of course, is how you pay for it without a regular pay cheque. A simple way to think about retirement income is by splitting your needs into two parts:

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6 tips for retiring earlier

6 tips for retiring earlier

Are you dreaming about an earlier retirement, but unsure how to go about it? According to the Australian Bureau of Statistics, 40 per cent of Aussie men and 35 per cent of Aussie women are planning to work past age 70 because they are worried about their ‘financial security’ in retirement.

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Funding retirement income in a low interest rate environment

Funding retirement income in a low interest rate environment

While a traditional bank deposit is generally regarded as one of the safest forms of investment, it also currently offers amongst the lowest returns. For those relying on bank deposits to fund their retirement income, the current record low interest rate environment offers little reward.

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Ways to manage your debt leading up to and during your retirement

Ways to manage your debt leading up to and during your retirement

While most Aussies had planned to retire at age 65, the reality is that around a quarter of us are expecting to delay our retirement. The most recent Retirement and Retirement Intentions survey data released by ABS in 2015 found the number of people aged 45 and over who intend to retire later than age 65 is 23%, compared to only 8% of people surveyed in 2004-051.

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Super reforms explained

Super reforms explained

If you are waiting for the superannuation reforms announced in the Budget to pass Parliament before working out what they mean to you, you might miss out on any opportunities available.

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( Posted in: SMSF )

Boost Your Super in 3 easy steps

Boost Your Super in 3 easy steps

Want to see your super grow faster? Here’s how you can — by choosing what happens to compulsory contributions from your employer. Make the super payments from your employer go further by choosing an investment strategy that suits your stage of life and retirement goals.

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