Investments

Utilising Redraw For Your Investment Property

Utilising Redraw For Your Investment Property

My client, let’s call her Rachel, is planning on moving into this property for one to two years and renovating it during that time, before moving on to her next property and renting this one out.  There are many things to think about when getting a mortgage but I am only going to look at the potential tax effects of different loan structures.

... read more

( Posted in: Property )

RBA Decision - No Change To Interest Rates

RBA Decision - No Change To Interest Rates

The RBA has kept the cash rate on hold for the 22nd consecutive board meeting at a historical low of 1.5 per cent.  At this point in time it is expected interest rates will remain on hold well into 2019.

... read more

( Posted in: Lending & Finance )

Treat Your Investment Property Like A Business And Your Tenants Like Clients

Treat Your Investment Property Like A Business And Your Tenants Like Clients

It’s important to look after the tenants in your investment property – it encourages them to stay long term and take care of your property. So how can you keep your tenants happy? By treating your property like a business and your tenants like valued customers.

... read more

( Posted in: Lending & Finance )

Investment bonds an alternative to super

Investment bonds  an alternative to super

A number of changes came into effect on 1 July 2017 that limit the amount of money those saving for retirement can put into super. This includes new limits on concessional (or before tax) and non-concessional (or after tax) contributions.

... read more

Investing for retirement pays off

Investing for retirement pays off

More than half of Australians with investment properties or shares are proactively preparing for retirement, according to MLC’s Australia today report[1].

... read more

Six investments & ideas to beat the banks!

Six investments & ideas to beat the banks!

The Reserve Bank is joining the global race to record low interest rates, current cash rate is 1.50%. However rates are currently 0.5% in the US and negative interest rates in Japan! These are strange investing times, and our clients are continually seeking a better return on their investment funds.

... read more

Five ways to create a reliable income in retirement

Five ways to create a reliable income in retirement

With interest rates at record lows and little chance of a change in sight, creating a reliable income in retirement can be challenging.

... read more